Tagged: retail

Sharp Rise In Number Of Under 25’s Living In Poverty

Shocking research published today reveals a sharp rise in the number of under 25’s and working people living in poverty in the UK.

The latest poverty and social exclusion report, written by the New Policy Institute (NPI) in partnership with the Joseph Rowntree Foundation (JRF), shows how under 25’s and people in work are now more likely to be living in poverty than pensioners.

There are now around 13 million people living in poverty in the UK, with half of those coming from a working family and 1 in 5 are working age adults without children.

In stark contrast pensioner poverty has fallen to a record low under the coalition, according to the report. The decline in pensioner poverty is attributed to targeted government support aimed at protecting older people from the worst austerity cuts.

A changing labour market and the prevalence of zero-hours contracts, part-time work and low-paid self-employment means that moving into employment is no longer a guaranteed route out of poverty.

According to the report, there are around 1.4 million zero-hours jobs that do not guarantee a minimum number of hours. Over half of these are in retail, admin, accommodation or the food and restaurant sector.

Around two-thirds of unemployed people who moved into work over the last year are paid below the living wage. And only a fifth of people in low-paid jobs have escaped poverty wages completely within 10 years, according to the report.

Incomes are lower on average than they were a decade ago with the very poorest taking the biggest hit. For the lowest paid men, their hourly pay has fallen by a shocking 70p per hour, while women have seen their hourly rate fall by 40p per hour.

The prospects for self-employed people isn’t any better either, because analysis shows they earn 13% less than they did just 5 years ago.

jrf-poverty-report-figures

Failure of the welfare system means Jobseeker’s Allowance (JSA) claimants on the government’s controversial Work Programme are more likely to be sanctioned, or have their benefits docked/cut, as they are to find a job through the back-to-work scheme. And 60,000 disabled people are having to wait 6 months or more for their sickness benefit claim to be fully processed.

The report also highlights a ‘welcome’ drop in the number of people classed as unemployed. However, Welfare Weekly recently reported that as many as 500,000 job seekers could be ‘disappearing’ from official unemployment figures, due to cruel and unjust benefit sanctions.

Children in receipt of free school meals fail to attain five ‘good’ GCSE’s, highlighting a lack of social mobility among children from poorer families.

The report also reveals more people living in poverty in private rented housing. There are now as many people living in poverty in the private sector as in social housing, according to the report. Private landlord repossessions are now more common than mortgage repossessions – 17,000 compared to 15,000 in 2013/14. Private landlord repossessions are the most common cause of homelessness in the UK, say JRF.

Julia Unwin, Chief Executive of JRF, said:

“This year’s report shows a real change in UK society over a relatively short period of time. We are concerned that the economic recovery we face will still have  so many people living in poverty. It is a risk, waste and cost we cannot afford: we will never reach our full economic potential with so many people struggling to make ends meet.

“A comprehensive strategy is needed to tackle poverty in the UK. It must tackle the root causes of poverty, such as low pay and the high cost of essentials. This research in particular demonstrates that affordable housing has to be part of the answer to tackling poverty: all main political parties need to focus now on providing more decent, affordable homes for people on low incomes.”

Tom MacInnes, Research Director at the NPI, said:

This report highlights some good news on employment – but earnings and incomes are still lower than five years ago, and most people who moved from unemployment into work can only find a low paid job. Government has focussed its efforts on welfare reform, but tackling poverty needs a wider scope, covering the job market, the costs and security of housing and the quality of services provided to people on low incomes.”

TUC General Secretary Frances O’Grady said:

“This report highlights once again how ordinary working people are being excluded from the recovery and are becoming poorer in real terms.

“Our economy has become very good at creating low-paid, insecure jobs which are trapping more and more families in working poverty.

“The situation looks particularly bleak for young people – many of whom face decades of private renting and diminished career prospects.

“Without more affordable housing and quality employment opportunities, living standards for the many will continue their steep decline.”

A Government spokesman said:

“The truth is, the percentage of people in the UK in relative poverty is at its lowest level since the mid-1980s and the number of households where no-one works is the lowest since records began.

“The Government’s long-term economic plan is working to deliver the fastest growing economy in the G7, putting more people into work than ever before, and reducing the deficit by more than a third.

“The only sustainable way to raise living standards is to keep working through the plan that is building a resilient economy and has enabled us to announce the first real terms increase in the minimum wage since the great recession.”

> By the end of the statement, Government Spokesman’s nose had grown several inches longer…

Source –  Welfare Weekly,  24 Nov 2014

http://www.welfareweekly.com/sharp-rise-number-25s-living-poverty/

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Jobseeker’s Agreement Fun & Games (Part 3)

Ok… round 2. I’ve now discarded the submissive attitude adopted for the initial interview and now its time to enter angry, cynical bastard mode (admittedly this seems to be pretty much my default state nowadays).

The adviser was allowed to play his hand in the first interview, and he proved himself to be one of those who would, if given the opportunity, steamroller the claiment into signing a Jobseeker’s Agreement  (JSAg) designed to set them up for sanctions, presumably with no qualms about the ensuing hardship their actions would cause.

Remember this, and remember it well – it’s YOUR life they will be disrupting, possibly destroying. They will continue on their merry way, drawing their rather good wage and probably basking in the praise they get for hitting their sanction targets at your expense.

So what are YOU going to do about it ? Because its  only YOU who can do anything about it.

Luckily its not so hard as you might think – or might be encouraged to think. Of course it helps if you’re a naturally stroppy person. Actually, I’m not, and once upon a time I’d have probably have allowed them to steamroller me too,  but the passage of the long, hard  years, etc – basically I’ve learnt how to play the part, studied how they play their parts, learnt the facts that they should know but so often seem ignorant of – pretty inexcusable when that knowledge should be central to the proper execution of their jobs, but there you go. It’s something you can use.

Knowledge is power, and can give you a little leverage – it’s up to YOU how you use it to best effect.

Archimedes said “Give me a firm place to stand, and I will move the Earth.”  That’s a little ambitious perhaps –  I’d settle for helping a few more cracks appear in the edifice – it may not be as dramatic as burning down the Jobcentre, but chipping away here and there has its effect.

Not much of one if it’s just me, but what if YOU join in, and YOU and YOU ?  And all the other YOUs who accept having deadly JSAgs foisted on them without argument, then whinge about it afterwards ?

If everyone refused to sign sub-standard JSAgs at the initial appointment and took the adviser to a second session, that would instantly impose extra strain on the system – and probably on the advisers too. More cracks for you to insert your metaphorical crowbar into.

But its down to YOU to act in your own best interests. All I can do is record how I’ve gone about things – hopefully it may inspire YOU and give YOU a few ideas.

Anyhow, enough about YOU,  how was I getting on back at the Jobcentre ?

Mr Submissive safely back in his box, Mr Bastard takes to the stage. As the adviser’s only previous experience of me is as the former, this apparant change of personality may throw him a bit.

Incidentally, I find it useful to take a few props along. Print out anything you think you might be able to quote at them, put them in a file, then add enough extra sheets (blank if you like) to give it a bit of weight so that it gives a satisfying thump when you dump it on their desk. If they query it, say  “Just a few notes…I’ve been looking into the legal implications”  or something on those lines. Leave it  vague – let their imaginations fill in the blanks, however erroneously.

A reporter’s notepad is also useful. Put it on  their desk to make sure they see it, but transfer it to your lap, out of their sight, to make notes. Actually, you dont even have to make notes – just appear to be doing so. doodle, scribble, whatever, it’s the fact that you appear to be making notes that is important. Once again, encourage their imagination to jump to conclusions. Oh, and dont forget a pen – you kind of lose points if you have to ask to borrow one of theirs.

The notepad can also be used to disrupt their flow, should you wish to. Just say “Sorry… could you repeat that ? I ought to make a note of that,”  and then scribble something on your pad for a while.

Mr Bastard also attempts to take control.  Mr Bastard is right in from the word go. He points out that the JSAg is a contract and that under English common law there are certain niceties that must be observed if it is to be  considered valid, does Mr Adviser not agree ? Mr Adviser has obviously never given a moments thought to the subject, is caught on the back foot, and resorts to umming and ahhing.

“Well it is, and it does,” Mr Bastard informs him, and moves on to the next issue.

You might recall from Part 2 that this adviser changed one of my specified employment fields on the JSAg to “assembly”, despite me pointing out that not only did I  have no experience in that field, I wasn’t even clear what “assembly” actually entails.

Mr Bastard  points out again that he knows nothing of this field,  and demands it is changed…but not back to the original job, instead he is willing to allow “Retail” to be inserted instead.

In actual fact, Mr. Bastard’s experience of retail is pretty much limited to working stalls at  markets and festivals – still, that’s 100%  more experience   than he has of  assembly. Mr. Bastard also knows that far too many retail jobs are part-time and zero hours, but he wont have to apply for those, as he specifies needing full-time work.

However, the important thing is that Mr. Bastard  is seen as willing to compromise and allow the Mr. Adviser to change one of his designated jobs (albeit one that he did not himself designate to start with). Mr. Bastard makes sure Mr  Adviser knows that he’s  making compromises, that he’s willing to do business. All bullshit really, but this perceived willingness to negotiate will look good should you need to take your case to independent appeal.

Still pushing the illusion of being Mr Compromise, Mr Bastard also states that he’s going to allow the total of  6 compulsory job applications per week to stand – a 100% increase on the existing JSAg. Mr. Adviser upped it from 3 to 6 at the initial appointment.

Six applications a week may not seem much, but taken in the context of the North East’s job opportunities… some weeks it’ll probably mean applying for 5 jobs I know I’m not going to get. The one bright spot is that email means I dont have to waste money on stamps and stationary anymore.

Mr Adviser did attempt to rally behind his assembly fixation – what the hell is is with him and assembly work ? If its so great, why isn’t he doing it ?  And, being Mr Bastard, I asked him that very question. He didn’t answer, but stated that assembly was where all the work is  locally.

Aha !  said Mr Bastard, who had spent a profitable and instructive 15 minutes prior to the interview printing off jobs from the Jobcentre’s jobpoints.

“Funny you should say that,” says Mr Bastard, “I’ve just been working my way through the top 100 local jobs, and guess how many assembly jobs I  found ?” 

Mr Adviser is not up to guessing games, but Mr Bastard tells him anyway – “Two !”  He dumps the job slips in front of Mr Adviser and goes on to point out that both require previous experience and arcane qualifications, neither of which Mr Bastard – as he has repeatedly pointed out – possesses.

Mr Adviser shrugs. But there’s more – Mr Bastard dips into his other pocket and extracts a far larger wad of job slips.  “By way of comparison, in the top 100 jobs on your job points I found no less than nineteen vacancies for self-employed leaflet distributors.”

And that’s the way of it folks – 2% assembly jobs, 19% leaflet distributors. In fact its probably worse than that – had I counted several other door-to-door, catalogue selling, commision based non-jobs in with the leaflet non-jobs, they’d have accounted for at least 25% of  work available on the Jobcentre’s (and thus the government’s) own job points.

Its the unpalatable fact that they wont acknowledge – last August the Financial Times highlighted a survey of vacancies by  Adzuna.co.uk,  described as   “a search engine that collects every online job vacancy.”

According to this survey, London and the southeast accounted for 46 per cent of UK vacancies… compared with just 3.3 per cent in the North East.

Anyone having to live on benefits in the North East knows this. Anyone looking for full-time work knows it’s even worse than that – once you’ve weeded out the part-time jobs, the zero hour contracts, and the 25% of “self-employed” scam non-jobs – what’s left ?

Very little.

We know it , they must know it too, but refuse to acknowledge it, and insist we continue to chase vacancies in which we have neither the specified experience or qualifications, which we know before we even send the application  that we wont be considered for.

If you wanted to design a system that seems  guaranteed to destroy self-confidence and morale, look no further.

Mr Bastard makes these points, but Mr Adviser is obviously not interested. After all, he has his job, his little bit of power over the plebs, and is fulfilling the the trust invested in him by Iain Duncan Smith admirably.

The session petered out around now, with Mr Adviser saying that he will have to book a double-session for next time, as Mr Bastard has to agree to the revised JSAg or it will be refered to a decision maker.

WE have to mutually agree on a contract, subject to English common law” Mr Bastard reminds him, and exits, feeling he’s  probably come out on top – and still hasn’t signed the JSAg.

To be continued …